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Terms and Conditions

Welcome to the Akhuwat Foundation’s Website

Please read these Terms and Conditions carefully before using our services. By accessing or using our website, you agree to the following terms:

  1. Acceptance of Terms
    By using this website, you agree to these Terms and Conditions. If you do not agree, please do not use our website or services.
  2. Eligibility
    You must be at least 18 years old and a resident of Pakistan or an eligible Non-Resident Pakistani (NRI) to apply for loans or use our services. By using our services, you confirm that you meet these requirements.
  3. Interest-Free Loans
    Akhuwat Foundation offers interest-free loans (Qarz-e-Hasna). Loan approval and terms depend on our assessment of your financial situation.
  4. Application Process
    You can submit loan applications through our website or in person at our branches. The information provided must be accurate and complete. Incomplete or false information may lead to rejection.
  5. Loan Repayment
    Repayment terms are detailed in the loan agreement. Borrowers must follow the repayment schedule. We offer flexible repayment options, and there are no penalties for late payments or prepayments.
  6. Privacy Policy
    Your privacy is important. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. By using our services, you agree to this policy.
  7. No Hidden Charges
    Akhuwat Foundation is committed to transparency. There are no hidden charges or unexpected costs. All fees will be clearly communicated.
  8. Intellectual Property
    All content on this website, including text, graphics, logos, and images, is owned by Akhuwat Foundation and protected by copyright. You may not use or reproduce any content without our written permission.
  9. Limitation of Liability
    Akhuwat Foundation is not liable for any damages resulting from the use of this website or our services.
  10. Modifications to Terms
    We may change these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting on our website. Your continued use signifies acceptance of the updated terms.
  11. Governing Law
    These terms are governed by the laws of Pakistan. Any disputes will be subject to the courts in Pakistan.
  12. Contact Information
    If you have questions or concerns about these Terms and Conditions, please contact us at: